2015年1月10日 星期六

莫忘初衷

笑別人很容易,但看到自己卻很難!
因為是新的一年,全新的開始,所以利用這個機會告訴自己:莫忘初衷。
以下請欣賞:
莫忘初衷
上面的漫畫,或許你已經見過,除了好笑之外,還對您有什麼幫助嗎?

心廟-吳易翰的每日一句,有提到這麼一句話:

如何吸收理解到的想法:理解到的想法未經表達,無法真正吸收內化。

所以,我就試著表達給大家知道,每一件事,都要從中萃取養份。
聰明的烏鴨,原本只是想喝水,但因為必須拿石頭,所以後來的焦點就放在石頭的撿取,而忘了一開始的目的,喝水!
所以,當心中有執著時,則眼中所見已非真!
還記得嗎?
當初結婚的目的是為了照顧對方,是為了共同成長,最終是為了「快樂」。
可是,當事件一件件的來,為了解決事情,彼此開始意見不合、甚至互相猜疑。
請問,當初在一起的目的是什麼?
解決事情的目的是什麼?
這就是「校頻器」!
在兩性關係中,隨時用「快樂」這個校頻器來檢視自己,是否自己的行為偏離了當初設定的目標,這就是莫忘初衷的意義!

心廟工程隊裡常講的一句話:事件是用來照見的,不是用來痛苦的!

一粒石頭,要磨圓,必須所有的面都磨到。一個人,要修圓,不能拒絕任何事件的衝擊。

同樣的,我現在為什麼要從事這個行業?
我的校頻器是什麼?
是為了賺錢?還是為了賺尊嚴?
歡迎各位好朋友留言跟我聯絡!
如果您有帶車回台灣的任何問題,可上我的網站查詢:GOOG GOD INTERNATIONAL CO., LTD.
自 辦 外 匯 車 教 學 立 即 點 "LINE我" 一 同 討 論 外 匯 車
可點:快速加為好友。
陳道 Will Chen
0905155659
Line ID:0905155659
帝師汽車有限公司 http://www.thiscar.com.tw
新北市土城區中央路四段30號
電話:(02)22685338

2015年1月1日 星期四

What to Bring to Get Car Loans

Go prepared when you schedule an appointment to see a lender about a car loan. You can speed the loan application process along by bringing what you need to fill out the loan application. Actually, the better prepared you are from the start, the faster you will find yourself sitting behind the wheel of your new car.

Good Credit
Check your credit report before applying for a car loan. If you haven't requested your free annual report yet, now is a good time. You can also get your FICO score for about $20. A lender will pull your credit report early on in the loan application process. If you know that you have a solid credit report and high credit score when you first go to get a car loan, you are already one step ahead of the game. To get the best auto loan rates, your credit score should be above 700. A credit score in the high 600s will still work, but the loan will cost you more.


Financial Documents
When applying for a car loan, the lender will want to see financial paperwork proving your income. Verifying your income shows that you can repay the loan. A lender will consider both your monthly income and expenses to determine whether you can afford a car loan payment. Bring copies of your tax returns from the last two years along with your two most recent pay stubs showing how much income you’ve earned so far this year. If you are self-employed, you will need to show a year-to-date profit and loss statement. The lender also may ask to see recent bank statements for your checking and savings accounts, in addition to current loan and credit card statements. A lender may request the contact information for your current and past employers. Often, lenders ask for written or verbal verification of employment from any employers during the last two years.
Sales Information
When buying a new car, the lender will want information such as the make, model and year of the car, purchase price and vehicle identification number. If you are buying a used car, you must give the lender the same information in addition to the number of miles on the car and a title history report from Carfax or AutoCheck. A lender also will ask to see the sales contract, any warranties or service contracts and the buyer’s guide if you are purchasing a used car. If you are trading in your current vehicle, bring that car’s title if you paid off the car loan as well as the car’s service and repair history. Prepare to show your auto insurance identification card to prove that your current vehicle is insured.
Down Payment
In some cases, you may have to make a down payment to get a car loan. The plus is that a down payment will reduce how much money you need to borrow. It will also lower your monthly car payment and the interest rate you pay. You can get the best auto loan rates by paying at least 20 percent of the car’s purchase price upfront. Bankrate.com points out that if you put 20 percent down, you should see positive auto equity after two years into a four-year loan. If a 20 percent down payment is too rich for your blood, put down what you can so that it’s easier to qualify for a loan. 自 辦 外 匯 車 教 學 立 即 點 "LINE我" 一 同 討 論 外 匯 車
可點:快速加為好友。
陳道 Will Chen
0905155659
Line ID:0905155659
帝師汽車有限公司 http://www.thiscar.com.tw
新北市土城區中央路四段30號
電話:(02)22685338